[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.caste.cz\/casto-placeme-na-spatnem-hrobe\/#Article","mainEntityOfPage":"https:\/\/www.caste.cz\/casto-placeme-na-spatnem-hrobe\/","headline":"\u010casto pl\u00e1\u010deme na \u0161patn\u00e9m hrob\u011b","name":"\u010casto pl\u00e1\u010deme na \u0161patn\u00e9m hrob\u011b","description":"N\u011bkdo by byl \u0159ekl, \u017ee zrovna banky jsou ty, kter\u00e9 by n\u00e1m m\u011bly p\u016fj\u010dit, kdy\u017e u\u017e tedy chceme p\u016fj\u010dit. Stane se n\u00e1m ale velmi \u010dasto, \u017ee n\u00e1s banka odm\u00edtne. M\u016f\u017ee to b\u00fdt kv\u016fli tomu, \u017ee jich m\u00e1me n\u011bjak\u00e9 dluhy, \u017ee jsme v registru dlu\u017en\u00edk\u016f, \u017ee m\u00e1me mal\u00fd p\u0159\u00edjem, \u017ee jsme na mate\u0159sk\u00e9 \u010di otcovsk\u00e9 dovolen\u00e9. […]","datePublished":"2018-09-15","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.caste.cz\/author\/#Person","name":"caste.cz\n","url":"https:\/\/www.caste.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8ee00db67df6a380981db2e33f97d2fa79637c4880a83f2a0ac4c29b5bb179e1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8ee00db67df6a380981db2e33f97d2fa79637c4880a83f2a0ac4c29b5bb179e1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"caste.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.caste.cz\/wp-content\/uploads\/img_a326093_w2306_t1538227376.jpg","url":"https:\/\/www.caste.cz\/wp-content\/uploads\/img_a326093_w2306_t1538227376.jpg","height":0,"width":0},"url":"https:\/\/www.caste.cz\/casto-placeme-na-spatnem-hrobe\/","about":["Finance"],"wordCount":445,"articleBody":"N\u011bkdo by byl \u0159ekl, \u017ee zrovna banky jsou ty, kter\u00e9 by n\u00e1m m\u011bly p\u016fj\u010dit, kdy\u017e u\u017e tedy chceme p\u016fj\u010dit. Stane se n\u00e1m ale velmi \u010dasto, \u017ee n\u00e1s banka odm\u00edtne. M\u016f\u017ee to b\u00fdt kv\u016fli tomu, \u017ee jich m\u00e1me n\u011bjak\u00e9 dluhy, \u017ee jsme v registru dlu\u017en\u00edk\u016f, \u017ee m\u00e1me mal\u00fd p\u0159\u00edjem, \u017ee jsme na mate\u0159sk\u00e9 \u010di otcovsk\u00e9 dovolen\u00e9. \u010casto to m\u016f\u017ee b\u00fdt tak\u00e9 i permanentn\u00ed nemoc anebo nebezpe\u010dn\u00e9 povol\u00e1n\u00ed, kter\u00e9 m\u016f\u017ee odradit banky od p\u016fj\u010den\u00ed pen\u011bz. Nebo to tak\u00e9 m\u016f\u017ee b\u00fdt t\u00edm, \u017ee m\u00e1me v dom\u00e1cnosti velk\u00e9 v\u00fddaje na jakoukoliv aktivitu. N\u011bkdy rozhoduj\u00ed opravdu jenom ty zlozvyky, proto\u017ee banka m\u00e1 mo\u017enost pod\u00edvat se, za co p\u0159esn\u011b utr\u00e1c\u00edte. Pokud tam uvid\u00ed velk\u00e9 \u010d\u00e1stky ka\u017ed\u00fd m\u011bs\u00edc propit\u00e9 n\u011bkde na baru, tak se moc nepohrne do toho, aby v\u00e1m p\u016fj\u010dila. Zkr\u00e1tka nechce riskovat to, \u017ee j\u00ed to nikdy nevr\u00e1t\u00edte. N\u011bkdy je nutn\u00e9 j\u00edt d\u00e1l ne\u017e k bank\u00e1m Nebankovn\u00ed spole\u010dnosti nemus\u00ed b\u00fdt jenom lichv\u00e1\u0159i, kte\u0159\u00ed \u010dekaj\u00ed na to, a\u017e jim spadnete do j\u00e1my lvov\u00e9. \u010casto to mohou b\u00fdt skute\u010dn\u011b spole\u010dnosti, kter\u00e9 v\u00e1m mohou pomoci. Nejde ani tak o to, \u017ee byste se snad museli k t\u011bmto spole\u010dnostem obr\u00e1tit, m\u016f\u017eete to ostatn\u011b zkou\u0161et d\u00e1l u banky, t\u0159eba povol\u00ed. Ale n\u011bkdy prost\u011b spole\u010dnosti mimo bankovn\u00ed sektor nab\u00eddnou mnohem l\u00e1kav\u011bj\u0161\u00ed nab\u00eddky a mnohem p\u0159\u00edzniv\u011bj\u0161\u00ed podm\u00ednky, ne\u017e by si kter\u00e1koliv jin\u00e1 banka mohla dovolit. To je ta nejv\u011bt\u0161\u00ed v\u00fdhoda. Zat\u00edmco banky maj\u00ed docela velkou zodpov\u011bdnost \u201eudr\u017eet se\u201c, nebankovn\u00ed spole\u010dnosti operuj\u00ed \u010dist\u011b se ziskem. Je jim jedno, jestli to splat\u00edte hned nebo a\u017e za p\u00e1r let, hlavn\u011b \u017ee budete platit. A p\u0159esn\u011b proto se neboj\u00ed \u201evystoupit z \u0159ady\u201c a nab\u00eddnout n\u011bco extra ka\u017ed\u00e9mu, kdo si o to za\u017e\u00e1d\u00e1. Pr\u00e1v\u011b proto se tyto spole\u010dnosti tolik rozrostly za posledn\u00edch n\u011bkolik let, z\u00e1kazn\u00edci na to sly\u0161\u00ed a cht\u011bj\u00ed to. A na tom nen\u00ed nic \u0161patn\u00e9ho, n\u011bkdy je prost\u011b nutn\u00e9 vz\u00edt si po\u0159\u00e1dnou p\u016fj\u010dku. A kdy\u017e v\u00e1m k tomu n\u011bkdo nab\u00eddne mo\u017enost p\u0159ed\u010dasn\u00e9ho splacen\u00ed nebo upraven\u00ed v\u00fd\u0161e spl\u00e1tek? Naprosto super!  v\u00e1m, proto \u0159\u00edk\u00e1 jasn\u011b: \u201eNebojte se zvolit \u00fapln\u011b n\u011bco jin\u00e9ho!\u201c.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010casto pl\u00e1\u010deme na \u0161patn\u00e9m hrob\u011b","item":"https:\/\/www.caste.cz\/casto-placeme-na-spatnem-hrobe\/#breadcrumbitem"}]}]