[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.caste.cz\/oddluzeni-mate-na-nej-narok\/#Article","mainEntityOfPage":"https:\/\/www.caste.cz\/oddluzeni-mate-na-nej-narok\/","headline":"Oddlu\u017een\u00ed, m\u00e1te na n\u011bj n\u00e1rok?","name":"Oddlu\u017een\u00ed, m\u00e1te na n\u011bj n\u00e1rok?","description":"Oddlu\u017een\u00ed neboli insolvence je zp\u016fsob, jak se dostat z dluhov\u00e9 pasti a moci se znovu nadechnout. V na\u0161\u00ed republice na n\u011bj naraz\u00edme sp\u00ed\u0161e pod n\u00e1zvem Insolvence, pop\u0159\u00edpad\u011b insolven\u010dn\u00ed \u0159\u00edzen\u00ed, co\u017e je vlastn\u011b druh soudn\u00edho \u0159\u00edzen\u00ed, kter\u00e9 m\u00e1 za c\u00edl vypo\u0159\u00e1dat dluhy tak, aby bylo uspokojeno co nejv\u00edce v\u011b\u0159itel\u016f a dlu\u017en\u00edk m\u011bl mo\u017enost se z dluhov\u00e9 […]","datePublished":"2019-10-26","dateModified":"2019-10-26","author":{"@type":"Person","@id":"https:\/\/www.caste.cz\/author\/#Person","name":"caste.cz\n","url":"https:\/\/www.caste.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8ee00db67df6a380981db2e33f97d2fa79637c4880a83f2a0ac4c29b5bb179e1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8ee00db67df6a380981db2e33f97d2fa79637c4880a83f2a0ac4c29b5bb179e1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"caste.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.caste.cz\/wp-content\/uploads\/img_a367015_w2227_t1579440756.jpg","url":"https:\/\/www.caste.cz\/wp-content\/uploads\/img_a367015_w2227_t1579440756.jpg","height":0,"width":0},"url":"https:\/\/www.caste.cz\/oddluzeni-mate-na-nej-narok\/","about":["Business"],"wordCount":415,"articleBody":"   Oddlu\u017een\u00ed neboli insolvence je zp\u016fsob, jak se dostat z dluhov\u00e9 pasti a moci se znovu nadechnout. V na\u0161\u00ed republice na n\u011bj naraz\u00edme sp\u00ed\u0161e pod n\u00e1zvem Insolvence, pop\u0159\u00edpad\u011b insolven\u010dn\u00ed \u0159\u00edzen\u00ed, co\u017e je vlastn\u011b druh soudn\u00edho \u0159\u00edzen\u00ed, kter\u00e9 m\u00e1 za c\u00edl vypo\u0159\u00e1dat dluhy tak, aby bylo uspokojeno co nejv\u00edce v\u011b\u0159itel\u016f a dlu\u017en\u00edk m\u011bl mo\u017enost se z dluhov\u00e9 pasti dostat. Insolvence m\u00e1 sv\u00e9 podm\u00ednky a pravidla. Jak\u00e1 to jsou? Pro vyhl\u00e1\u0161en\u00ed osobn\u00edho bankrotu mus\u00edte spl\u0148ovat podm\u00ednky, kter\u00e9 je nutn\u00e9 splnit v\u0161echny. Tyto podm\u00ednky jsou z\u00e1vazn\u00e9. Dlu\u017en\u00edk mus\u00ed m\u00edt z\u00e1vazky minim\u00e1ln\u011b 30 dn\u00ed po splatnosti, mus\u00ed m\u00edt minim\u00e1ln\u011b dva v\u011b\u0159itele, mus\u00ed b\u00fdt schopen zaplatit 30% dluh\u016f za 5 let a v rejst\u0159\u00edku trest\u016f nesm\u00ed m\u00edt z\u00e1znam o hospod\u00e1\u0159sk\u00e9 a majetkov\u00e9 kriminalit\u011b za posledn\u00edch p\u011bt let. Po spln\u011bn\u00ed v\u0161ech podm\u00ednek m\u016f\u017eete podat n\u00e1vrh na oddlu\u017een\u00ed. Rozhodnut\u00ed soudu m\u016f\u017ee b\u00fdt kladn\u00e9 i z\u00e1porn\u00e9. V p\u0159\u00edpad\u011b, \u017ee soud shled\u00e1, \u017ee m\u016f\u017ee doj\u00edt k oddlu\u017een\u00ed, pak m\u016f\u017eete za\u017e\u00e1dat o prominut\u00ed zbyl\u00e9 \u010d\u00e1sti dluhu. Pokud v\u00e1m soud nevyhov\u00ed a insolvence bude zam\u00edtnuta, pak m\u00e1te mo\u017enost \u017e\u00e1dat opakovan\u011b. Samoz\u0159ejm\u011b nejjednodu\u0161\u0161\u00ed cestou je br\u00e1t si pouze takov\u00e9 p\u016fj\u010dky, na kter\u00e9 sta\u010d\u00edte a kter\u00e9 budete schopni spl\u00e1cet, nedostanete se tak do probl\u00e9mu s prodlen\u00edm plateb. St\u00e1t se ale m\u016f\u017ee v\u0161echno mo\u017en\u00e9 a \u017eivot si nevyb\u00edr\u00e1. Sta\u010d\u00ed p\u0159ij\u00edt o pr\u00e1ci, nebo m\u00edt v\u00e1\u017en\u011bj\u0161\u00ed nemoc a probl\u00e9m je na sv\u011bt\u011b. Pokud si nev\u00edte rady s t\u00edm, zda m\u00e1te na oddlu\u017een\u00ed \u0161anci, pak m\u016f\u017eete oslovit odborn\u00edky, kte\u0159\u00ed v\u00e1m pomohou a porad\u00ed v\u00e1m co a kdy za\u0159\u00eddit. Pokud nem\u00e1te na oddlu\u017een\u00ed n\u00e1rok z jak\u00e9hokoli d\u016fvodu a chcete i tak sv\u016fj probl\u00e9m \u0159e\u0161it, pak jsou tu pr\u00e1v\u011b pro v\u00e1s bezplatn\u00e9 finan\u010dn\u00ed poradny, kter\u00e9 spravuj\u00ed neziskov\u00e9  http:\/\/www.pardubice.cz\/adresar-firem\/instituce-urady\/neziskove-organizace-a-nadace\/ organizace. Nebojte se na n\u011b obr\u00e1tit, porad\u00ed v\u00e1m jak co nejefektivn\u011bji va\u0161i situaci zvl\u00e1dnout. A\u0165 jste na tom jakkoli, nejhor\u0161\u00ed je lepit spl\u00e1tky dal\u0161\u00edmi p\u016fj\u010dkami, to je jist\u00e1 cesta do pekel.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Oddlu\u017een\u00ed, m\u00e1te na n\u011bj n\u00e1rok?","item":"https:\/\/www.caste.cz\/oddluzeni-mate-na-nej-narok\/#breadcrumbitem"}]}]